BUYER CONSULTATION APP
Buying Power
Fast planning numbers for qualification, payment targets and specific properties.
V2.5
MARKET RATE SNAPSHOT
Current national mortgage-rate averages
Live informational rate data provided by Mortgage News Daily. These market averages are separate from the interest rate used in this calculator and will never change your calculation automatically.
Updated by MND on market daysNational averagesNot a rate quote
View full rate data at Mortgage News Daily ↗Source: Mortgage News Daily rate index
1
What does the client want to know?
Pick the question first. The app changes the workspace around that goal.
2
Choose the loan program
Program assumptions update immediately.
Planning DTI45.0%Program default
Default down5.0%Auto-loaded
Mortgage insurancePMI < 20%PMI estimated when down payment is below 20%.
DTI note: 45% planning baseline. DU can allow up to 50% in eligible cases.
3
Property
Paste an address or listing link. Public records are used when available.
4
Borrower profile
Income and monthly obligations drive the qualification estimate.
Borrower
Borrower 1
Monthly income$0
Borrower
Borrower 2
Monthly income$0
Assumptions
Loan assumptions
Advanced assumptions
Buying power
Max by income / debt$0
Payment at max$0
Max by target paymentEnter a target
Property payment
Principal & interest$0
Property taxes$0
Homeowners insurance$0
PMI$0
HOA$0
Total housing payment$0
Conventional loan details
Effective down payment$0 · 0.0%
Base loan$0
Financed loan amount$0